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BUSINESS TRANSACTIONS
(815 ILCS 604/) Consumer Contract Reciprocal Attorney’s Fees Act.

815 ILCS 604/1

    (815 ILCS 604/1)
    Sec. 1. Short title. This Act may be cited as the Consumer Contract Reciprocal Attorney's Fees Act.
(Source: P.A. 103-344, eff. 1-1-24.)

815 ILCS 604/5

    (815 ILCS 604/5)
    Sec. 5. Definitions. As used in this Act:
    "Consumer contract" means any contract in which the money, property, or service that is the subject of the transaction is primarily for personal, family, or household purposes.
    "Commercial party" means the person from whom money, property, or services are acquired under the consumer contract that is a seller, lender, participating lender, lessor, creditor, or assignee.
    "Debt buyer" has the meaning given to that term in Section 2 of the Collection Agency Act.
(Source: P.A. 103-344, eff. 1-1-24.)

815 ILCS 604/10

    (815 ILCS 604/10)
    Sec. 10. Attorney's fees. If a consumer contract allows for the recovery of attorney's fees in an action brought by a commercial party to enforce the consumer contract, the court may award reasonable attorney's fees to the defendant if the defendant prevails in the action. A defendant prevails in an action if:
        (1) judgment is entered by the court in favor of the
    
defendant;
        (2) a motion to dismiss the case is filed by the
    
defendant under Section 2-619 of the Code of Civil Procedure and is granted by the court; or
        (3) the plaintiff voluntarily dismisses the pending
    
case under Section 2-1009 of the Code of Civil Procedure after a trial date has been set and after the pending case has been previously filed on the same consumer contract and dismissed under Section 2-1009 of the Code of Civil Procedure.
(Source: P.A. 103-344, eff. 1-1-24.)

815 ILCS 604/15

    (815 ILCS 604/15)
    Sec. 15. Applicability.
    (a) This Act applies to any action filed on or after the effective date of this Act:
        (1) with respect to any consumer contract entered
    
into on or after the effective date of this Act; if the commercial party filing the action is a debt buyer, this Act applies irrespective of when the consumer contract was made or acquired by the debt buyer; and
        (2) if the principal amount claimed does not exceed
    
the maximum amount of a judgment allowable for a small claim under the Illinois Supreme Court Rules.
    (b) Notwithstanding subsection (a), this Act does not apply if:
        (1) the commercial party does not request attorney's
    
fees in its complaint; or
        (2) each party to the consumer contract was
    
represented by counsel in the negotiation of the consumer contract.
(Source: P.A. 103-344, eff. 1-1-24.)

815 ILCS 604/20

    (815 ILCS 604/20)
    Sec. 20. Right to attorney's fees not limited. Nothing in this Act shall be construed to apply to or limit the rights of any party to attorney's fees under any other contract or as authorized in relation to consumer contracts under other provisions of State law.
(Source: P.A. 103-344, eff. 1-1-24.)