State of Illinois
91st General Assembly
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Public Act 91-0338

HB2632 Enrolled                               LRB9105080DJcdA

    AN ACT concerning subdivided land that is located outside
the State of Illinois and offered  for  sale  to  individuals
located in Illinois.

    Be  it  enacted  by  the People of the State of Illinois,
represented in the General Assembly:

               Article 1.  General Provisions

    Section 1-1.  Short title.  This Act may be cited as  the
Land Sales Registration Act of 1999.

    Section  1-2.  Supersedes  prior Act. This Act supersedes
the Land Sales Registration Act of 1989.

    Section  1-5.   Declaration  of   public   policy.    The
practice of selling land that is located outside the State of
Illinois  and offered for sale to individuals who are located
in the State of Illinois is declared  to  affect  the  public
health,  safety,  and welfare and to be subject to regulation
and control in the public interest.  It is  further  declared
to  be  a  matter  of  public  interest  and concern that the
business of selling and conveying parcels of land  from  real
estate subdivisions located outside the State of Illinois and
the  practice  of land sales as defined in this Act merit and
receive the confidence of the public, so that only  qualified
persons  be  authorized  to practice the sale of foreign land
within the State of Illinois.  This Act  shall  be  liberally
construed to best carry out these subjects and purposes.

    Section  1-10.  Definitions.   In  this  Act,  unless the
context otherwise requires:
    "Blanket  encumbrance"  means  a  trust  deed,  mortgage,
mechanics lien, or any other lien  or  financial  encumbrance
securing  or  evidencing  money debt and affecting land to be
subdivided or affecting  more  than  one  lot  or  parcel  of
subdivided land; or an agreement affecting more than one such
lot  or  parcel by which the subdivider holds the subdivision
under an option, contract to purchase,  or  trust  agreement.
Taxes  and  assessments levied by public authority are not an
encumbrance under this Act.
    "Commissioner" means the Commissioner of Banks  and  Real
Estate  or  a  natural person authorized by the Commissioner,
the Office of Banks and Real Estate Act, or this Act  to  act
in the Commissioner's stead.
    "Common  promotional  plan" means a plan, undertaken by a
single developer or a group of developers acting in  concert,
to  offer  lots for sale or lease.  Where land is offered for
sale by a developer or group of developers acting in  concert
and  the  land  is  contiguous  or  is  known, designated, or
advertised as a common unit or by a common name, the land  is
presumed,  without  regard  to  the number of lots covered by
each individual offering, to be offered for sale or lease  as
part of a common promotional plan.
    "Offer"   includes  every  inducement,  solicitation,  or
attempt to encourage a person to acquire  an  interest  in  a
subdivision  or  subdivided  land,  if undertaken for gain or
profit.
    "Person" means an individual, corporation, government  or
governmental  subdivision  or agency, business trust, estate,
trust, partnership, unincorporated association, 2 or more  of
any  of  the  foregoing having a joint or common interest, or
any other legal or commercial entity.
    "Sale"  includes a sale, lease, assignment, or  award  by
lottery,  or  any offer or solicitation of an offer to do any
of the foregoing, concerning a subdivision or any part  of  a
subdivision, if undertaken for gain or profit.
    "Subdivided  land"  and  "subdivision"  mean  improved or
unimproved lands  located  outside  the  State  of  Illinois,
divided  or  proposed  to  be divided into 25 or more lots or
parcels, and also include any  land,  whether  contiguous  or
not,  if  25  or  more  lots, parcels, units or interests are
offered as a part of a common promotional plan of advertising
and sale.

    Section 1-15.  Powers and duties of the Office  of  Banks
and  Real  Estate.  The Office of Banks and Real Estate shall
exercise the powers and duties established by this Act.   The
Commissioner  may  adopt rules consistent with the provisions
of this Act for its administration and  enforcement  and  may
prescribe  forms that shall be issued in connection with this
Act.  The Office of Banks  and  Real  Estate  shall  issue  a
certificate  of  registration  to  any  person  who meets the
qualifications set forth in this Act.

            Article 5.  Registration Requirements

    Section 5-5.  Registration requirement;  exemptions.   It
is  unlawful  for  any  person  to  engage in the business of
selling land that is located outside the State of Illinois to
any individual located in Illinois without a  certificate  of
registration  issued  by  the Office of Banks and Real Estate
pursuant to this Act.  Unless the method of sale  is  adopted
for  the  purpose  of  evasion of this Act, the provisions of
this Act do not apply  to  an  offer  or  disposition  of  an
interest in land:
         (1)   by  a  purchaser  of  subdivided lands for the
    purchaser's  own  account  in  a   single   or   isolated
    transaction;
         (2)   if fewer than 25 separate lots, parcels, units
    or interests in subdivided lands are offered by a person;
         (3)  on which there is a  commercial  or  industrial
    building,   shopping   center,  house,  apartment  house,
    condominium structure, or town  house,  or  as  to  which
    there  is a legal obligation on the part of the seller to
    construct such a building within 2 years from the date of
    disposition;
         (4)  that is sold  for  industrial,  commercial,  or
    institutional purposes;
         (5)  that consists of cemetery lots or interests;
         (6)  that  consists of a subdivision as to which the
    plan of sale is to dispose of it to 10 or fewer  persons;
    or
         (7)   in  lots  or  parcels  of  20  or  more acres,
    unconditionally, or of 10 or more acres if there is  free
    and ready access leading to county-maintained roads.

    Section 5-10.  Application for registration.
    (a)  Before  subdivided  lands  are offered for sale, the
subdivider or the subdivider's  agent  shall  file  with  the
Office  of  Banks  and  Real  Estate  an application on forms
supplied  by  the  Office  of  Banks  and  Real   Estate.   A
registration   fee  shall  accompany  the  application.   The
application shall contain all of the following information:
         (1)  The name and address of the fee title owner  of
    the subdivided lands.
         (2)  The name and address of the subdivider.
         (3)   The  name  and  address  of  an  agent  of the
    subdivider in Illinois authorized to  accept  service  of
    process on behalf of the subdivider.
         (4)  The legal description and acreage of the lands,
    together  with  a  map  showing the layout as recorded or
    proposed and  the  relation  of  the  lands  to  existing
    streets  or roads, waterways, schools, churches, shopping
    centers, and local bus and rail  transportation,  with  a
    statement of distances to each.
         (5)   A true statement as to title to the subdivided
    land, including all  financial  encumbrances  and  unpaid
    taxes thereon.
         (6)   If subject property is in a land trust, a true
    statement of the names and addresses of all parties  with
    a beneficial interest in the trust.
         (7)  A true statement of the terms and conditions by
    which  it  is  intended the subdivided land will be sold,
    together with copies of any and all forms of contract  or
    conveyance intended to be used.  If a language other than
    English  was  used  in advertising the property or during
    the sales presentation, translations, in  that  language,
    of  the  Illinois Public Property Report, any contract or
    lien, and any note shall be  provided  to  the  purchaser
    before  the  purchaser  executes the contract.  A receipt
    for these translations shall be obtained and  a  copy  of
    the  receipt  shall  be  kept available in this State and
    subject to inspection by the Office  of  Banks  and  Real
    Estate for 3 years from the date of the receipt.
         (8)   A  true  statement  of  provision  for  sewage
    disposal and public utilities, if any, in the proposed or
    existing subdivision, including water, electricity,  gas,
    and telephone facilities.
         (9)    A  correct  reference  to  applicable  zoning
    ordinances and regulations.
         (10)   Certified   financial   statements   of   the
    subdivider.
         (11)   A  proposed  public property report, suitable
    for  distribution  to  any  proposed   purchaser   if   a
    certificate   of  registration  is  issued,  which  shall
    contain the following information:
              (A) the  name  and  principal  address  of  the
         subdivider;
              (B)   a  general  description of the subdivided
         lands, stating the total number  of  lots,  parcels,
         units, or interests in the offering;
              (C)  the significant terms of any encumbrances,
         easements, liens, and restrictions, including zoning
         and other regulations affecting the subdivided lands
         and  each  lot  or  unit,  and  a  statement  of all
         existing taxes  and  existing  or  proposed  special
         taxes  or  assessments  that  affect  the subdivided
         lands;
              (D)  a statement  of  the  use  for  which  the
         property is offered;
              (E)    information   concerning   improvements,
         including streets, water  supply,  levees,  drainage
         control systems, irrigation systems, sewage disposal
         facilities,   and   customary   utilities,  and  the
         estimated   costs,   date   of    completion,    and
         responsibility  for  construction and maintenance of
         existing and proposed improvements that are referred
         to in connection with the offering or disposition of
         any interest in subdivided lands;
              (F)   a  statement  that  certified   financial
         statements are available upon request; and
              (G)   such  additional  information  consistent
         with this Act which may be required by the Office of
         Banks  and  Real  Estate  to  assure  full  and fair
         disclosure to prospective purchasers.
    (b) The subdivider shall report all material changes with
respect to subdivided lands registered for  sale  under  this
Act, and the Office of Banks and Real Estate may require that
the  public  property  report  be  amended  to  reflect  such
material  change.   In  the  event  the  subdivider wishes to
update the public property report, the subdivider may  do  so
upon  proper  application  to  the  Office  of Banks and Real
Estate.
    (c) If the  subdivider  registers  additional  subdivided
lands  to be offered for sale, the subdivider may consolidate
the subsequent registration  with  any  earlier  registration
offering subdivided lands for sale under the same promotional
plan,  and  the  public  property  report shall be amended to
include the additional subdivided lands so registered.
    (d) The Office of Banks and Real  Estate  shall,  at  the
time  the  application  is  submitted  or  from  time to time
thereafter,  require  the  subdivider  to  furnish  financial
assurances, in the form of a performance bond, a surety bond,
or an irrevocable letter of credit in the amount and  subject
to terms and requirements approved by the Office of Banks and
Real Estate, for the purpose of protecting purchasers of lots
in  the  subdivision  to ensure that the improvements will be
constructed and maintained in the manner represented  by  the
subdivider.  The  Office  of Banks and Real Estate may accept
evidence that  such  assurances  have  been  furnished  to  a
foreign state, or a county or municipality within such state,
in fulfillment of this requirement.

    Section 5-15.  Notice of filing; issuance of certificate;
renewal.
    (a)   Upon receipt of the application for registration in
proper form, the Office of Banks and Real Estate shall  issue
a notice of filing to the applicant.  Within 60 days from the
date  of  the  notice of filing, the Office of Banks and Real
Estate shall enter an order registering the subdivided  lands
or  rejecting  the registration.  If no order of rejection is
entered within 60 days from the date of notice of filing, the
land shall be deemed  registered  unless  the  applicant  has
consented in writing to a delay.
    (b)  If the Office of Banks and Real Estate affirmatively
determines,   upon   inquiry   and   examination,   that  the
requirements of  this Act have been met,  it  shall  issue  a
certificate  of registration registering the subdivided lands
and shall approve the form of the public property report.
    (c)  If the Office of Banks and Real  Estate  determines,
upon inquiry and examination, that any of the requirements of
this  Act  have  not been met, it  shall notify the applicant
that the application for registration must  be  corrected  in
the   particulars   specified   within   15   days.   If  the
requirements are not met within the time allowed, the  Office
of  Banks  and Real Estate shall enter an order rejecting the
registration, which shall include the findings of  fact  upon
which   the   order   is   based.  The  order  rejecting  the
registration shall not become effective for 20  days,  during
which time the applicant may petition for reconsideration and
shall be entitled to a hearing.
    (d)   The Office of Banks and Real Estate may adopt rules
authorizing the subdivider or the subdivider's agent to file,
as  the  subdivider's  application  for  a   certificate   of
registration  in  lieu  of some or all of the requirements of
Section 5-10, (i) a copy of the  statement  of  record  filed
with  respect  to  the  subdivision  pursuant  to the Federal
Interstate Land Sales Full Disclosure Act  if  the  statement
complies   with   the   requirements  of  that  Act  and  the
regulations pertinent to  that  Act  or  (ii)  an  acceptable
certificate  of  registration  from  another  jurisdiction in
which the requirements for registration are substantially the
same or exceed those provided in this  Act.   Notwithstanding
the  requirements  of  Section  5-10, the Office of Banks and
Real Estate may suspend or revoke any registration under this
Section that includes any registration, property  report,  or
similar  disclosure  documents accepted under this subsection
if the registration, property report, or  similar  disclosure
is  suspended  or  revoked by the registering state or by the
federal government.
    (e)  A certificate  of  registration  issued  under  this
Section  shall  expire  on  June  30  following  the  date of
issuance.  In the absence of any reason  or  condition  under
Section 10-35 that might warrant the suspension or revocation
of  a  registration,  a  certificate  shall  be  renewed upon
payment of the required fee and documentation as provided  by
rule.

    Section 5-20.  Fees.
    (a) The Office of Banks and Real Estate shall provide, by
rule,  for  fees  to be paid by applicants and registrants to
cover the reasonable costs of the Office of  Banks  and  Real
Estate  in administering and enforcing the provisions of this
Act. The Office of Banks and Real Estate may also provide, by
rule, for general fees to cover the  reasonable  expenses  of
carrying  out other functions and responsibilities under this
Act.
    (b) All fees collected under this Act shall be paid  into
the  Real  Estate  License  Administration  Fund in the State
treasury and appropriated to the Office  of  Banks  and  Real
Estate  for  administration  of  this  Act  or  any other Act
administered by the Office  of  Banks  and  Real  Estate  and
providing revenue to this fund.
    (c)  Any  person who delivers a check or other payment to
the Office of Banks and Real Estate that is returned  to  the
Office  of  Banks  and  Real  Estate  unpaid by the financial
institution upon which it is drawn shall pay to the Office of
Banks and Real Estate, in addition to the amount already owed
to the Office of Banks and Real Estate, a fee of $50.
    (d) The fees imposed by this Section are in  addition  to
any  other  disciplinary  action  provided under this Act for
unlicensed practice or practice on a non-renewed license.
    (e) The Office of Banks and Real Estate shall notify  the
person  that  payment  of fees and fines shall be paid to the
Office of Banks and Real Estate by certified check  or  money
order within 30 calendar days of the notification.  If, after
the  expiration of 30 days from the date of the notification,
the person has failed to submit the necessary remittance, the
Office of Banks and Real Estate shall automatically terminate
the certificate of  registration  or  deny  the  application,
without hearing.  If, after termination or denial, the person
seeks a certificate of registration, he or she shall apply to
the  Office  of  Banks  and  Real  Estate  for restoration or
issuance of the certificate of registration and pay all  fees
due  the  Office  of Banks and Real Estate.  The Commissioner
may waive the fees due under this Section in individual cases
where  the  Commissioner  finds  that  the  fees   would   be
unreasonable or unnecessarily burdensome.

    Section 5-25.  Public property report. When a certificate
of  registration  is  granted by the Office of Banks and Real
Estate, a copy of the public property report shall  be  given
by  the  owner,  subdivider,  or  agent  to  each prospective
purchaser prior to the execution of any binding  contract  or
agreement for the sale of any lot or parcel in a subdivision.
A  receipt,  in duplicate, shall be taken from each purchaser
to evidence compliance with this Section.  Receipts taken for
any published report shall be kept on file in  possession  of
the owner, subdivider, or agent, subject to inspection by the
Office of Banks and Real Estate for 3 years from the date the
receipt   is  taken.   The  report  shall  not  be  used  for
advertising  purposes  unless  the  report  is  used  in  its
entirety.  No portion of the  report  shall  be  underscored,
italicized,  or  printed  in  larger or heavier type than any
other portion of the report, unless  required  by  this  Act.
The report shall contain the following statement:
         If  you  received  this  report  prior  to signing a
    contract or agreement, you may cancel  your  contract  or
    agreement  by giving notice to the seller any time before
    midnight of the seventh day following the signing of  the
    contract or agreement.
         If you did not receive this report before you signed
    a  contract  or agreement, you may cancel the contract or
    agreement any time  within  2  years  from  the  date  of
    signing.

               Article 10.  Business Practices

    Section  10-5.  Sales  contracts.   Every  sales contract
relating to the purchase of real property  in  a  subdivision
shall clearly state:
         (1)  the legal description of the parcel being sold;
         (2)   the  principal  balance  of the purchase price
    outstanding at the date of the sale contract, after  full
    credit is given for down payment;
         (3)  that the purchaser has the unconditional option
    to  rescind  a contract until midnight of the seventh day
    following the signing of the contract  if  the  purchaser
    received  a  copy  of  the property report as required in
    Section 5-10, and 2 years to rescind the contract if  the
    property report was not received;
         (4)   which  party  is obligated to pay the costs of
    issuance of the required title policy  and  recording  of
    all documents;
         (5)   the latest date by which any promised services
    or amenities, which shall include but not be  limited  to
    all those identified in the public property report or any
    form of advertising, will be provided or completed; and
         (6)    that   any   deed,   contract  for  deed,  or
    installment contract shall be recorded  within  180  days
    after the date of acceptance.

    Section  10-10.  Title  insurance.   The subdivider shall
arrange for the issuance of an owners title insurance  policy
following recording, subject only to the conditions contained
in  the contract and the standard exceptions contained in the
title policy. If there are defects in the title rendering  it
uninsurable,  the  purchaser has the option of reconveying or
releasing the lot and receiving a refund of all  moneys  paid
under  the contract, and the purchaser shall be released from
any and all obligations under the contract.

    Section 10-15.  Copies of  instruments.  A  copy  of  the
instruments  executed  in connection with the sale of parcels
within a subdivision shall be kept available  in  this  State
and  subject  to  inspection  by the Office of Banks and Real
Estate.  The  Office  of  Banks  and  Real  Estate  shall  be
notified  of  any change of address affecting the location of
the owner's, subdivider's, or  agent's  records,  or  of  any
change  in the depository for purchasers' payments under this
Act.

    Section  10-20.  Sale  of  encumbered  lots   prohibited;
exceptions.  It  is  unlawful  for the owner or subdivider to
sell lots or  parcels  within  a  subdivision  subject  to  a
blanket encumbrance unless one of the following conditions is
met:
         (1)   All  sums  paid or advanced by a purchaser are
    placed  in  an  escrow  or   other   depository   account
    acceptable  to  the Office of Banks and Real Estate until
    (i) the fee title contracted  for  is  delivered  to  the
    purchaser by deed together with complete release from all
    financial  encumbrances;  (ii)  the owner, subdivider, or
    purchaser  defaults  and  fails  to  perform  under   the
    contract  of  sale and there is final determination as to
    the disposition of such moneys; or (iii) the funds in the
    escrow or other account are voluntarily returned  to  the
    contract purchaser.
         (2)   The  fee title to the subdivision is placed in
    trust under an  agreement  or  trust  acceptable  to  the
    Office  of  Banks  and Real Estate until a proper release
    from each blanket encumbrance, including  all  taxes,  is
    obtained and title is delivered to the purchaser.
         (3)  A bond to the State of Illinois is furnished to
    the  Office  of Banks and Real Estate for the benefit and
    protection of purchasers of such lots or parcels, in  the
    amount  and  subject  to  terms approved by the Office of
    Banks and Real Estate. The bond shall be  executed  by  a
    surety  company  that is authorized to do business in the
    State of Illinois and has given consent  to  be  sued  in
    this  State.   The  bond  shall provide for the return of
    moneys paid or advanced by a purchaser if (i)  the  title
    contracted  for  is not delivered and (ii) a full release
    from each blanket encumbrance is not obtained.  If it  is
    determined  that  the  purchaser, by reason of default or
    otherwise, is not entitled to the return of those moneys,
    or any portion of those moneys, then the bond is released
    by the amount of moneys to which the purchaser of  parcel
    is not entitled.
         (4)   The  blanket  encumbrance  contains provisions
    evidencing the subordination of the lien of the holder of
    the blanket encumbrance to the rights  of  those  persons
    purchasing  from  the  subdivider, and further evidencing
    that the subdivider is able to secure releases from  such
    blanket encumbrances with respect to the property.

    Section  10-25.  False  statement  or  misrepresentation;
penalty.    Every officer, agent, or employee of any owner or
subdivider  of  land,  and  every other person, who knowingly
authorizes,   directs,   or   aids   in   the    publication,
advertisement,  distribution, or circularization or any false
statement or misrepresentation concerning any  such  land  or
subdivision offered for sale commits a Class 4 felony.
    Every  person,  with  knowledge  that  any advertisement,
pamphlet, prospectus, or letter concerning any such  land  or
subdivision  contains  any written statement that is false or
fraudulent, who issues, circulates, publishes, or distributes
the advertisement, pamphlet, prospectus, or letter, or causes
the advertisement, pamphlet,  prospectus,  or  letter  to  be
issued,  circulated,  published,  or  distributed,  commits a
Class 4 felony.

    Section   10-30.  Failure   to   pay   registration   and
inspection fees; civil penalty.  Any  owner,  subdivider,  or
agent  who  fails  to  pay  the  registration, inspection, or
renewal fees when due shall be assessed a  civil  penalty  of
$100  per  day for each day past the due date that the fee is
not paid.  Practice by a registrant while  in  a  non-renewed
status  constitutes  unregistered  practice.    Any penalties
collected under this Act shall be  deposited  into  the  Real
Estate License Administration Fund.

            Article 15.  Disciplinary Provisions

    Section  15-5.  Disciplinary action; civil penalty.
    (a)  The  Office  of  Banks and Real Estate may refuse to
issue or renew any certificate of registration, or revoke  or
suspend   any   certificate  of  registration,  or  place  on
probation  or  administrative  supervision  or  reprimand   a
registrant  registered  under  this  Act,  or  impose a civil
penalty not to exceed $25,000, for any one or any combination
of the following causes:
         (1)  A registrant's disregard or  violation  of  any
    provision  of  this  Act  or  of the rules adopted by the
    Office of Banks and Real Estate to enforce this Act.
         (2)  A conviction of the registrant or any principal
    of the registrant of (i) a felony under the laws  of  any
    U.S.  jurisdiction,  (ii) a misdemeanor under the laws of
    any U.S. jurisdiction if  an  essential  element  of  the
    offense is dishonesty, or (iii) a crime under the laws of
    any  U.S.  jurisdiction  if the crime relates directly to
    the practice of the profession regulated by this Act.
         (3) A registrant's making any misrepresentation  for
    the purpose of obtaining a registration or certificate.
         (4)  Disciplinary  action  against  a  registrant by
    another  U.S.  jurisdiction,  state  agency,  or  foreign
    nation regarding the making of land  sales  regulated  by
    this  Act,  if  at  least  one  of  the  grounds  for the
    discipline is the same as or substantially equivalent  to
    one of those set forth in this Act.
         (5)   A  finding  by  the  Office  of Banks and Real
    Estate that the  registrant,  after  having  his  or  her
    registration  placed on probationary status, has violated
    the terms of probation.
         (6)  A  registrant's  practicing  or  attempting  to
    practice under a name other than the name as shown on his
    or her registration or any other legally authorized name.
         (7)  A  registrant's failure to file a return, or to
    pay the tax,  penalty,  or  interest  shown  in  a  filed
    return,  or  to pay any final assessment of tax, penalty,
    or interest, as required by any tax Act  administered  by
    the   Illinois   Department   of   Revenue,   until   the
    requirements of any such tax Act are satisfied.
         (8)   A   registrant's   engaging  in  dishonorable,
    unethical,  or  unprofessional  conduct  of  a  character
    likely to deceive, defraud, or harm the public.
         (9) A registrant's aiding or abetting another person
    or persons in disregarding or violating any provision  of
    this  Act  or of the rules adopted by the Office of Banks
    and Real Estate to enforce this Act.
         (10)   Any  representation  in   any   document   or
    information  filed  with  the  Office  of  Banks and Real
    Estate which is false or misleading.
         (11) A registrant's disseminating or causing  to  be
    disseminated   any   false   or   misleading  promotional
    materials  or  advertisements  in   connection   with   a
    registered subdivision.
         (12)   A   registrant's  concealing,  diverting,  or
    disposing of any funds or  assets  of  any  person  in  a
    manner  that  impairs  the  rights  of purchasers of lots
    within a registered subdivision.
         (13)  A  registrant's   failure   to   perform   any
    stipulation  or  agreement  made  to induce the Office of
    Banks and Real Estate to issue an order relating  to  the
    registered subdivision.
         (14)   A  registrant's  engaging  in  any  act  that
    constitutes a violation  of Section 3-102, 3-103,  3-104,
    or 3-105 of the Illinois Human Rights Act.
         (15)  A  registrant's failure to provide information
    requested in writing by the  Office  of  Banks  and  Real
    Estate,  within  30  days  of  the request, either as the
    result of a formal or informal complaint to the Office of
    Banks and Real Estate or as a result of a   random  audit
    conducted  by  the Office of Banks and Real Estate, which
    would indicate a violation of this Act.
         (16) A registrant's failure to account for or  remit
    any  escrow funds coming into his or her possession which
    belonged to others.
         (17) A registrant's failure  to  make  available  to
    Office  of  Banks and Real Estate personnel during normal
    business hours all escrow records and  related  documents
    maintained  in connection therewith, within 24 hours of a
    request from Office of Banks and Real Estate personnel.
         (18) A  registrant's  failure  to  comply  with  any
    provision of this Act or the rules implementing this Act,
    or any order made by the Office of Banks and Real Estate.
         (19)  A  person's  offering  for  sale, as an agent,
    salesman, or  broker  for  a  subdivider,  developer,  or
    owner,   subdivided  lands  or  a  subdivision,  wherever
    situated, without first complying with this Act.
         (20)  A  registrant's  failure  to  provide  to  the
    purchaser a translation of the Illinois  Public  Property
    Report or any contract, lien, or note as required by this
    Act.
         (21)  A  registrant's  advertising  for sale in this
    State any parcel in a subdivision, or in any other manner
    assisting  an  owner,  subdivider,  or  developer  of   a
    subdivision  who  has not complied with this Act to offer
    subdivided land within this State.
         (22) A registrant's making any  material  change  in
    the   plan   of   disposition   and  development  of  the
    subdivision or subdivided lands subsequent to receiving a
    certificate of registration,  without  obtaining  written
    approval of an amendment to the registration.
         (23)  A registrant's encumbering a lot or parcel, or
    allowing a lot  or  parcel  to  be  encumbered,  after  a
    contract  for  its sale has been signed by the parties to
    the contract.
    (b)  A civil penalty imposed under subsection  (a)  shall
be  paid within 60 days after the effective date of the order
imposing the civil penalty.  The  order  shall  constitute  a
judgment  and  may  be filed and execution had thereon in the
same manner as any judgment from any court of record.

    Section  15-10.  Investigation.  The Office of Banks  and
Real  Estate may investigate the actions or qualifications of
any  person  or  persons  holding  or  claiming  to  hold   a
certificate  of   registration under this Act.  Such a person
is referred to as "the respondent" in this Article.

    Section     15-15.  Disciplinary    hearings;     record;
appointment of administrative law judge.
    (a) The Office of Banks and Real Estate has the authority
to  conduct  hearings  before  an administrative law judge on
proceedings to revoke, suspend, or refuse to issue or renew a
certificate of registration issued  under  this  Act,  or  to
place on probation or administrative supervision or reprimand
a  registrant registered under this Act, or to impose a civil
penalty not to exceed $25,000 upon any registrant  registered
under this Act.
    (b)  The Office of Banks and Real Estate, at its expense,
shall preserve a record of  all  proceedings  at  the  formal
hearing  of  any  case  involving the refusal to issue or the
revocation or suspension of  a  certificate  of  registration
issued  under  this  Act  or  involving other discipline of a
registrant registered under this Act. The notice of  hearing,
complaint, and all other documents in the nature of pleadings
and  written motions filed in the proceedings, the transcript
of testimony, the report of the administrative law judge, and
the orders of the Office of Banks and Real  Estate  shall  be
the  record  of  proceeding.   At  all hearings or prehearing
conferences, the Office of Banks  and  Real  Estate  and  the
respondent  shall  be  entitled  to  have a court reporter in
attendance for purposes of  transcribing  the  proceeding  or
prehearing conference.
    (c)  The  Commissioner  has  the authority to appoint any
attorney duly licensed  to  practice  law  in  the  State  of
Illinois  to  serve  as  an  administrative  law judge in any
action for  refusal  to  issue  or  renew  a  certificate  of
registration  or to discipline a registrant or person holding
a certificate of registration.  The administrative law  judge
has   full   authority   to   conduct   the   hearing.    The
administrative law judge shall report his or her findings and
recommendations  to  the  Commissioner.   If the Commissioner
disagrees with the recommendation of the  administrative  law
judge,  the  Commissioner may issue an order in contravention
of the recommendation.

    Section 15-20.  Notice of proposed  disciplinary  action;
hearing.
    (a)  Before taking any disciplinary action with regard to
any registrant, the Office of Banks and Real Estate shall:
         (1)  notify the respondent in writing, at  least  30
    calendar  days  prior to the date set for the hearing, of
    any charges made, the time and place for the  hearing  of
    the  charges,  and  that testimony at the hearing will be
    heard under oath; and
         (2)  inform the respondent that upon failure to file
    an  answer  and  request  a  hearing  before   the   date
    originally  set  for  the  hearing, default will be taken
    against the respondent and the respondent's   certificate
    of  registration  may  be  suspended or revoked, or other
    disciplinary action may be taken against the  respondent,
    as the Office of Banks and Real Estate may deem proper.
    (b)  If  the  respondent  fails  to  file an answer after
receiving   notice,   the   respondent's    certificate    of
registration  may,  in  the discretion of the Office of Banks
and  Real  Estate,  be  revoked  or   suspended,   or   other
disciplinary  action  may be taken against the respondent, as
deemed proper, without a hearing, if the act or acts  charged
constitute sufficient grounds for that action under this Act.
    (c) At the time and place fixed in the notice, the Office
of  Banks  and  Real  Estate  shall proceed to hearing of the
charges.  Both the respondent and the  complainant  shall  be
accorded  ample  opportunity  to  present  in  person,  or by
counsel, statements, testimony, evidence, and  argument  that
may  be  pertinent  to  the  charges  or  any  defense to the
charges.

    Section  15-25.  Subpoenas;   attendance  of   witnesses;
oaths.
    (a)  The Office of Banks and Real Estate has the power to
issue subpoenas ad testificandum and to bring before  it  any
persons,   and   to   take  testimony  either  orally  or  by
deposition, or both, with the same fees and  mileage  and  in
the same manner as prescribed in civil cases in the courts of
this  State.   The  Office  of  Banks and Real Estate has the
power to issue subpoenas duces tecum and to bring  before  it
any  documents,  papers,  files, books, and records, with the
same costs and in the same  manner  as  prescribed  in  civil
cases in the courts of this State.
    (b)   Upon  application  of  the Office of Banks and Real
Estate or its designee or of the  applicant,  registrant,  or
person  holding  a  certificate  of registration against whom
proceedings under this Act are pending, any circuit court may
enter an order compelling the  enforcement  of  any  subpoena
issued  by  the Office of Banks and Real Estate in connection
with any hearing or investigation.
    (c) The Commissioner and  the  designated  administrative
law  judge have power to administer oaths to witnesses at any
hearing  that  the  Office  of  Banks  and  Real  Estate   is
authorized to conduct under this Act.

    Section  15-30.  Administrative  law  judge's findings of
fact, conclusions  of  law,  and  recommendations.    At  the
conclusion of the hearing, the administrative law judge shall
present   to   the  Commissioner  a  written  report  of  the
administrative law judge's findings of fact,  conclusions  of
law,  and  recommendations  regarding  discipline  or a civil
penalty.  The report shall contain a finding  of  whether  or
not the respondent violated this Act or failed to comply with
the  conditions required in this Act.  The administrative law
judge shall specify the nature of the violation or failure to
comply. If the Commissioner disagrees in any regard with  the
report  of the administrative law judge, the Commissioner may
issue  an  order  in  contravention  of  the   report.    The
Commissioner   shall   provide   a   written  report  to  the
administrative law judge on any deviation and  shall  specify
with  particularity  the reasons for that action in the final
order.

    Section 15-35.  Rehearing.  After any  hearing  involving
disciplinary  action  against  a  registrant,  a  copy of the
administrative law judge's report  shall  be  served  on  the
respondent  by  the  Office  of Banks and Real Estate, either
personally or as provided in this Act for the service of  the
notice  of  hearing.   Within  20  calendar  days  after  the
service,  the  respondent  may present to the Office of Banks
and Real Estate a motion in writing  for  a  rehearing.   The
motion shall specify the particular grounds for rehearing. If
the  respondent  orders  a  transcript of the record from the
reporting service and pays for it within the time for  filing
a  motion  for  rehearing,  the 20 calendar day period within
which a motion for rehearing may be filed shall commence upon
the delivery of the transcript to the respondent.
    If no motion  for  rehearing  is  filed,  then  upon  the
expiration of the time specified for filing a motion, or if a
motion  for  rehearing  is  denied,  then  upon  denial,  the
Commissioner  may  enter  an  order  in  accordance  with the
recommendations of the administrative law  judge,  except  as
otherwise    provided   in   this   Article.   Whenever   the
Commissioner  is  not  satisfied that substantial justice has
been done in the hearing or in the administrative law judge's
report, the Commissioner may order a rehearing by the same or
some other duly qualified administrative law judge.

    Section 15-40.  Disciplinary       consent        orders.
Notwithstanding  any  other provisions of this Act concerning
the conduct of hearings and recommendations for  disciplinary
actions,  the  Office  of  Banks  and  Real  Estate  has  the
authority   to  negotiate  agreements  with  registrants  and
applicants resulting in  disciplinary  consent  orders.   Any
such  consent  order  may  provide for any form of discipline
provided for in the Act. Any such consent order shall provide
that it is not entered into as a result of  any  coercion  by
the  Office of Banks and Real Estate.  Any such consent order
shall  be   accepted  by  signature  or   rejected   by   the
Commissioner in a timely manner.

    Section  15-45.  Order  or certified copy.  An order or a
certified copy of an order, over the seal of  the  Office  of
Banks  and  Real  Estate  and  purporting to be signed by the
Commissioner, shall be prima facie proof of the following:
         (1)  That the signature is the genuine signature  of
    the Commissioner.
         (2)   That  the  Commissioner  is duly appointed and
    qualified.
         (3)  That  the  administrative  law  judge  is  duly
    appointed and qualified.

    Section 15-50.  Restoration     of     certificate     of
registration.  At any time after the suspension or revocation
of  any  certificate of registration, the Office of Banks and
Real Estate may restore the certificate  of  registration  to
the   respondent  upon  the  written  recommendation  of  the
administrative law judge, unless after an investigation and a
hearing  the  administrative  law   judge   determines   that
restoration is not in the public interest.

    Section 15-55.  Surrender of certificate of registration.
Upon  the  revocation  or  suspension  of  a  certificate  of
registration,  the registrant shall immediately surrender the
certificate of registration to the Office of Banks  and  Real
Estate.   If  the  registrant  fails  to do so, the Office of
Banks and Real Estate has the right to seize the  certificate
of registration.

    Section  15-60.  Administrative  Review  Law.   All final
administrative decisions of the  Office  of  Banks  and  Real
Estate  under  this  Act are subject to judicial review under
the Administrative Review Law   and  the  rules  implementing
that  Law.   The term "administrative decision" is defined as
in Section 3-101 of the Code of Civil Procedure.  Proceedings
for  judicial  review shall be commenced in the circuit court
of the county in which the party applying for review resides,
but if the party is not a resident of this State,  the  venue
shall be in Cook or Sangamon County.
    Pending  the  court's  final  decision  on administrative
review, the acts,  orders,  sanctions,  and  rulings  of  the
Office  of  Banks  and Real Estate regarding any registration
shall remain in full force  and  effect  unless  modified  or
suspended by court order pending a final judicial decision.
    The Office of Banks and Real Estate shall not be required
to  certify  any  record  to  the court or file any answer in
court or otherwise appear in any court in a  judicial  review
proceeding  unless  there  is  filed  in  the court, with the
complaint, a receipt from the Office of Banks and Real Estate
acknowledging  payment  of  the  costs  of   furnishing   and
certifying  the  record. Failure on the part of the plaintiff
to file a receipt in the court is grounds  for  dismissal  of
the action.
    Section  15-65.  Public  interest,  safety,  or  welfare;
summary suspension.  The Commissioner may temporarily suspend
any  registration  pursuant  to  this  Act,  without hearing,
simultaneously with the  institution  of  proceedings  for  a
hearing  provided  for  in  this Section, if the Commissioner
finds that the evidence indicates that the  public  interest,
safety,  or  welfare  imperatively requires emergency action.
If the Commissioner  temporarily  suspends  any  registration
without  a hearing, a hearing must be held within 30 calendar
days after the suspension.  The person whose registration  is
suspended may seek a continuance of the hearing, during which
the  suspension shall remain in effect.  The proceeding shall
be concluded without appreciable delay.

    Section 15-70.  Non-registered practice;  civil  penalty;
injunction.
    (a)   Any  person  who  practices,  offers  to  practice,
attempts  to  practice,  or  holds  himself or herself out to
practice  as  a  registrant  under  this  Act  without  being
registered under this Act shall, in  addition  to  any  other
penalty provided by law, pay a civil penalty to the Office of
Banks  and Real Estate in an amount not to exceed $25,000 for
each offense as determined by the Office of  Banks  and  Real
Estate.  The civil penalty shall be assessed by the Office of
Banks  and  Real estate after a hearing is held in accordance
with the provisions set  forth  in  this  Act  regarding  the
provision of a hearing for the discipline of a registration.
    (b)  The   Office  of  Banks  and  Real  Estate  has  the
authority and power  to  investigate  any  and  all  activity
subject to registration under this Act.
    (c)  A  civil  penalty imposed under subsection (a) shall
be paid within 60 days after the effective date of the  order
imposing  the  civil  penalty.   The order shall constitute a
judgment and may be filed and execution had  thereon  in  the
same manner as any judgment from any court of record.
    (d)   Engaging  in  the  sale of land located outside the
State of Illinois but offered for sale  in  Illinois  by  any
entity  not  holding  a  valid and current registration under
this Act is declared to be inimical to the public welfare, to
constitute a public nuisance, and to cause  irreparable  harm
to  the  public  welfare.   The  Commissioner,  the  Attorney
General,  the State's Attorney of any county in the State, or
any person may maintain an action in the name of  the  People
of the State of Illinois, and may apply for injunctive relief
in  any  circuit  court to enjoin the entity from engaging in
the conduct  prohibited  under  this  subsection.   Upon  the
filing  of  a  verified  petition in the court, the court, if
satisfied by affidavit or otherwise that the entity has  been
engaged   in   that  conduct  without  a  valid  and  current
registration, may enter a temporary restraining order without
notice or bond, enjoining the  defendant  from  such  further
conduct.   Only  the showing of nonregistration, by affidavit
or  otherwise,  is  necessary  in  order  for   a   temporary
injunction  to issue.  A copy of the verified complaint shall
be served  upon  the  defendant  and  the  proceedings  shall
thereafter  be  conducted  as  in other civil cases except as
modified by this Section.  If  it  is  established  that  the
defendant  has  been  or is engaged in such unlawful conduct,
the  court  may  enter  an  order  or  judgment   perpetually
enjoining  the  defendant  from further unlawful conduct.  In
all proceedings hereunder, the court, in its discretion,  may
apportion  the  costs  among  the  parties  interested in the
action, including cost of filing the  complaint,  service  of
process,  witness  fees  and expenses, court reporter charges
and reasonable attorneys' fees.  In the case of  a  violation
of  any injunctive order entered under the provisions of this
Section, the court may summarily try and punish the  offender
for  contempt  of court.  Proceedings for an injunction under
this Section shall be in addition to, and not in lieu of, all
penalties and other remedies provided in this Act.

    Section 15-75.  Cease and desist orders.  The  Office  of
Banks  and  Real Estate may issue a cease and desist order to
any person who engages in any  activity  prohibited  by  this
Act.   Any  person  in  violation of a cease and desist order
entered by the Office of Banks and Real Estate is subject  to
all of the remedies provided by law.

    Section 15-80.  Statute  of  limitations.   Any action or
proceeding to enforce any  provision  of  this  Act  must  be
commenced  within  3  years  following  the date on which the
claim upon which the action or proceeding is based accrues.

                 Article 20.  Administration

    Section 20-5.  Administration  of  Act.   The  Office  of
Banks  and  Real  Estate shall exercise the powers and duties
prescribed by the Civil Administrative Code of  Illinois  and
shall   exercise   other  powers  and  duties  necessary  for
effectuating the purposes of this Act.  The Office  of  Banks
and  Real Estate may contract with third parties for services
necessary for the proper administration  of  this  Act.   The
Office  of  Banks  and  Real  Estate  has  the  authority  to
establish  public  policies  and procedures necessary for the
administration of this Act.

    Section  20-10.  Administrative  rules.   The  Office  of
Banks  and  Real   Estate   shall   adopt   rules   for   the
implementation and enforcement of this Act.

    Section   20-15.  Investigation   of  subdivisions.   The
Office of Banks  and  Real  Estate  shall  investigate  every
subdivision offered for sale in this State and may:
         (1)    Require   the  applicant  to  submit  reports
    prepared by competent engineers concerning any hazard  to
    which  any subdivision offered for sale is subject in the
    opinion of the Office of Banks and Real  Estate,  or  any
    factor that affects the utility of lots or parcels within
    the subdivision, and require evidence of compliance.
         (2)  Make an on-site inspection of each subdivision.
    In  connection  with  any  on-site inspection, the owner,
    subdivider, or agent shall defray all  expenses  incurred
    by the inspector in the course of the inspection.
         (3)   Make  additional  on-site  inspections of each
    subdivision for which the  owner,  subdivider,  or  agent
    shall  defray  all  expenses incurred by the inspector in
    the course of the inspection.
         (4)  Require the  owner,  subdivider,  or  agent  to
    deposit the expenses to be incurred in any inspection, in
    advance,  based  upon  an estimate by the Office of Banks
    and Real Estate of the expenses likely to be incurred.
         (5)  In those cases where an on-site  inspection  of
    any  subdivision  has  been  made under the provisions of
    this  Act,  waive   an   inspection   of   a   subsequent
    registration   submitted   as   an   amendment   to   the
    registration  covering  subdivided  land to be sold under
    the same common promotional plan.  An inspection  of  the
    subsequent  registration  may  be made in connection with
    the next succeeding on-site inspection.

    Section 20-20.  Forms.  The  Office  of  Banks  and  Real
Estate  may  prescribe forms and procedures for submitting to
the Office of Banks and Real Estate.

    Section 20-25.  Real Estate License Administration  Fund.
All  fees  collected for registration and for civil penalties
pursuant to this Act and administrative rules  adopted  under
this   Act   shall   be   deposited   into  the  Real  Estate
Administration Fund.  The moneys deposited in the Real Estate
Administration License Fund  shall  be  appropriated  to  the
Office  of  Banks  and  Real  Estate  for  expenses  for  the
administration and enforcement of this Act.

    Section  20-30.  Registrations  under preceding Act.  All
registrations  of   subdivisions   under   the   Land   Sales
Registration  Act  of 1989 in effect on the effective date of
this Act shall remain in full  force  and  effect  after  the
effective date of this Act and be considered registered under
this Act. The provisions of this Act, insofar as they are the
same  or  substantially  the  same as those of any prior law,
shall be construed as a continuation of such  prior  law  and
not as a new enactment.  Any existing injunction or temporary
restraining  order  validly  obtained  under  the  Land Sales
Registration  Act  of  1989  which   prohibits   unregistered
practice of land sales is not invalidated by the enactment of
this  Act and shall continue to have full force and effect on
and after the  effective  date  of  this  Act.  Any  existing
discipline or investigation pursuant to a violation under the
Land Sales Registration Act of 1989 is not invalidated by the
enactment  of  this Act and shall continue to have full force
and effect on and after the effective date of this Act.

    Section  20-35.  Action  for   compensation;   proof   of
registration.  No action or counterclaim may be maintained by
any person in any court in this State  with  respect  to  any
agreement,  contract,  or  services for which registration is
required by this Act, or to recover the agreed price  or  any
compensation  under  any  such  agreement,  or to recover for
services for which a registration is required  by  this  Act,
without  alleging  and  proving  that  the person had a valid
registration at the time of making the agreement or doing the
work.

             Article 90.  Amendatory Provisions

    Section 90-5.  The Regulatory Sunset Act  is  amended  by
adding Section 4.20 as follows:

    (5 ILCS 80/4.20 new)
    Sec.  4.20.  Act  repealed  on  December  31,  2009.  The
following Act is repealed on December 31, 2009:
    The Land Sales Registration Act of 1999.

    (765 ILCS 85/Act rep.)
    Section 90-10.  The Land Sales Registration Act  of  1989
is repealed.

                 Article 99.  Effective Date

    Section  99-5.  Effective  date.   This  Act takes effect
December 30, 1999.

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