91st General Assembly
Summary of SB0445
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Senate Sponsors:
WALSH,T.

House Sponsors:
SAVIANO-BUGIELSKI-BASSI-MCAULIFFE

Short description: 
MORTG LENDER-EDUCATION                                                     

Synopsis of Bill as introduced:
        Amends the Residential Mortgage License Act  of  1987.   Provides      
   that  an applicant who does not have 3 years experience in real estate      
   finance must complete a program of education in  real  estate  finance      
   and  fair  lending  before  receiving  a  license rather than within 9      
   months of receiving an initial license.  Provides that all persons who      
   take residential mortgage applications employed by a licensee  for  at      
   least  12  months  must  complete 3 hours of continuing education each      
   year.                                                                       
        SENATE AMENDMENT NO. 1.                                                
          Adds reference to:                                                   
          205 ILCS 635/2-9                from Ch. 17, par. 2322-9             
          205 ILCS 635/4-2                from Ch. 17, par. 2324-2             
        Requires licensees who originate loans on the  Internet  to  post      
   their  license  number  and  the  address  and telephone number of the      
   Commissioner of Banks and Real Estate on their website. Provides  that      
   the Commissioner of Banks and Real Estate shall provide a sufficiently      
   detailed  report,  rather  than  a  full  and detailed report, of each      
   licensee's examination.                                                     
        SENATE AMENDMENT NO. 2.                                                
          Deletes reference to:                                                
          205 ILCS 635/2-4                                                     
        Deletes provision requiring continuing education for employees of      
   licensees.                                                                  
        HOUSE AMENDMENT NO. 1.                                                 
        Adds an immediate effective date.                                      
 
Last action on Bill: PUBLIC ACT.............................. 91-0586

   Last action date: 99-08-14

           Location: Senate

 Amendments to Bill: AMENDMENTS ADOPTED: HOUSE -   1     SENATE -   2


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