House Sponsors: COULSON-KLINGLER-FEIGENHOLTZ-LANG-GRANBERG, FLOWERS, O'BRIEN, ERWIN, FRANKS, SCOTT, DART, MULLIGAN, MCKEON, BRADLEY AND TENHOUSE. Senate Sponsors: MADIGAN,R Short description: SMALL EMPLOYER HLTH INS RATING Synopsis of Bill as introduced: Amends the Illinois Health Insurance Portability and Accountability Act. Provides that small employer carriers may establish up to 3 classes of business. Provides that the separate classes of business may be established only to reflect substantial differences in expected claims experience or administrative costs. Provides that the term "carrier" includes a multiple-employer welfare arrangement. Establishes parameters for premium rates for group health plans. Requires a small employer carrier to maintain rating and underwriting records at its principal place of business and to file each year with the Director of Insurance an actuarial certification that it is in compliance with the Act. HOUSE AMENDMENT NO. 1. Deletes reference to: 215 ILCS 97/5 215 ILCS 97/26 new 215 ILCS 97/27 new 215 ILCS 97/28 new Adds reference to: New Act Replaces the title and everything after the enacting clause. Creates the Small Employer Health Insurance Rating Act. Authorizes small employer carriers to establish separate classes of business based upon claims experience and administrative costs. Provides that health benefit plans subject to the Act shall be renewable. Requires small employer carriers to maintain rating and underwriting records. Regulates premium rates. Defines terms. Effective January 1, 2000. SENATE AMENDMENT NO. 1. Replaces the title with similar provisions creating the Small Employer Health Insurance Rating Act. Provides that the premium rates shall not vary from the index rate by more than 25% of the index rate (instead of 20% of the index rate for the second rating period and 10% of the index rate for any subsequent rating period). SENATE AMENDMENT NO. 2. Replaces the title and everything after the enacting clause and reinserts similar provisions creating the Small Employer Health Insurance Rating Act. Deletes the underwriting provisions. Provides 2000 (instead of January 1, 2000). Last action on Bill: PUBLIC ACT.............................. 91-0510 Last action date: 99-08-13 Location: House Amendments to Bill: AMENDMENTS ADOPTED: HOUSE - 1 SENATE - 2 END OF INQUIRY Full Text Bill Status