(815 ILCS 360/4) (from Ch. 121 1/2, par. 874)
Sec. 4.
It shall be unlawful for any seller of consumer goods:
(a) To fail to disclose or to misrepresent in any way the store's policy
with reference to a "lay away plan";
(b) To represent to a buyer who is purchasing on a "lay away plan" that
the specific goods chosen by the buyer or an exact duplicate of such goods
are being laid away for that buyer when such is not a fact;
(c) To fail to disclose to the buyer that the specified goods or their exact
duplicate will only be set aside for a certain period of time;
(d) To deliver to the buyer after payments (pursuant to the "lay away
plan") are completed, goods which are not identical or exact substitutes
to those specified, unless prior approval in writing has been received from the buyer;
(e) To increase the price of the goods specified either by way of increasing
the payments or substituting goods which are of a lower quality or higher price;
(f) To fail to deliver to the buyer, on any date payment is made, a record
showing the amount of that payment and the date thereof, and upon request,
the balance of payments made up to that date;
(g) To fail to disclose or to misrepresent in any way the store's policy
with reference to cancellations and repayment or non-repayment of payments
already made, and in case payments are not refunded, to fail to disclose
that fact in writing;
(h) To represent interest charges as any other charge.
Unless otherwise identified in writing the use of another charge
shall be prima facie evidence that this Act is being violated.
The burden of proof shall be on
the seller to show that any such unidentified charges other than
interest are in fact not interest;
(i) To fail to disclose interest charges on the bill issued by the seller
to the buyer.
(Source: P.A. 79-763.)
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