810 ILCS 5/4-106

(810 ILCS 5/4-106) (from Ch. 26, par. 4-106)

Sec. 4-106.

Payable through or payable at bank; collecting bank.

(a) If an item states that it is "payable through" a bank identified
in the item, (i) the item designates the bank as a collecting bank and does
not by itself authorize the bank to pay the item, and (ii) the item may be
presented for payment only by or through the bank.

(b) If an item states that it is "payable at" a bank identified in the
item, (i) the item designates the bank as a collecting bank and does
not by itself authorize the bank to pay the item, and (ii) the item may be
presented for payment only by or through the bank.

(c) If a draft names a nonbank drawee and it is unclear whether a bank
named in the draft is a co-drawee or a collecting bank, the bank is a
collecting bank.

(Source: P.A. 87-582; 87-1135.)