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1 | | (b) For the purpose of this Section, "medically necessary" |
2 | | means any care, treatment, intervention, service, or item that |
3 | | will or is reasonably expected to: |
4 | | (i) prevent the onset of an illness, condition, injury, |
5 | | disease, or disability; |
6 | | (ii) reduce or ameliorate the physical, mental, or |
7 | | developmental effects of an illness, condition, injury, |
8 | | disease, or disability; or |
9 | | (iii) assist the achievement or maintenance of maximum |
10 | | functional activity in performing daily activities. |
11 | | (c) The coverage required under this Section shall be |
12 | | subject to the same deductible, coinsurance, waiting period, |
13 | | cost sharing limitation, treatment limitation, calendar year |
14 | | maximum, or other limitations as provided for other physical or |
15 | | rehabilitative or occupational therapy benefits covered by the |
16 | | policy. |
17 | | (d) Upon request of the reimbursing insurer, the provider |
18 | | of the physical therapy or occupational therapy shall furnish |
19 | | medical records, clinical notes, or other necessary data that |
20 | | substantiate that initial or continued treatment is medically |
21 | | necessary and is resulting in approved clinical status. When |
22 | | treatment is anticipated to require continued services to |
23 | | achieve demonstrable progress, the insurer may request a |
24 | | treatment plan consisting of the diagnosis, proposed treatment |
25 | | by type, proposed frequency of treatment, anticipated duration |
26 | | of treatment, anticipated outcomes stated as goals, and |
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1 | | proposed frequency of updating the treatment plan. |
2 | | (e) When making a determination of medical necessity for |
3 | | treatment, an insurer must make the determination in a manner |
4 | | consistent with the manner in which that determination is made |
5 | | with respect to other diseases or illnesses covered under the |
6 | | policy, including an appeals process. During the appeals |
7 | | process, any challenge to medical necessity may be viewed as |
8 | | reasonable only if the review includes a licensed health care |
9 | | professional with the same category of license as the |
10 | | professional who ordered or referred the service in question |
11 | | and with expertise in the most current and effective treatment.
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12 | | (Source: P.A. 96-1227, eff. 1-1-11.)
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13 | | Section 99. Effective date. This Act takes effect upon |
14 | | becoming law.".
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