Rep. Fred Crespo
Filed: 3/13/2008
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| 1 | AMENDMENT TO HOUSE BILL 5731
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| 2 | AMENDMENT NO. ______. Amend House Bill 5731 by replacing | ||||||
| 3 | everything after the enacting clause with the following:
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| 4 | "Section 5. The Illinois Insurance Code is amended by | ||||||
| 5 | changing Section 143.29 as follows:
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| 6 | (215 ILCS 5/143.29) (from Ch. 73, par. 755.29)
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| 7 | Sec. 143.29. (a) The rates and premium charges for every | ||||||
| 8 | policy of automobile
liability insurance shall include | ||||||
| 9 | appropriate reductions as determined
by the insurer for any | ||||||
| 10 | insured
over age 55 upon successful completion of the National | ||||||
| 11 | Safety Council's
Defensive Driving Course or a motor vehicle | ||||||
| 12 | accident prevention course, including an online driver safety | ||||||
| 13 | course, which
is found by the Secretary of State to meet or | ||||||
| 14 | exceed the standards of the
National Safety Council's Defensive | ||||||
| 15 | Driving Course's 8 hour classroom safety
instruction program.
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| 16 | (b) The premium reduction shall remain in effect for the | ||||||
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| 1 | qualifying insured
for a period of 3 years from the date of | ||||||
| 2 | successful completion of the accident
prevention course, | ||||||
| 3 | except that the insurer may elect to apply the premium
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| 4 | reduction beginning either with the last effective date of the | ||||||
| 5 | policy or
the next renewal date of the policy if the reduction | ||||||
| 6 | will result in a savings
as though applied over a full 3 year | ||||||
| 7 | period. An insured who has completed
the course of instruction | ||||||
| 8 | prior to July 1, 1982 shall receive the insurance
premium | ||||||
| 9 | reduction
for only the period remaining within the 3 years from | ||||||
| 10 | course completion.
The period of premium reduction for an | ||||||
| 11 | insured who has repeated the accident
prevention course shall | ||||||
| 12 | be based upon the last such course the insured has
successfully | ||||||
| 13 | completed.
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| 14 | (c) Any accident prevention course approved by the | ||||||
| 15 | Secretary of State
under this Section shall be taught by an | ||||||
| 16 | instructor approved by the Secretary
of State, shall consist of | ||||||
| 17 | at least 8 hours of classroom or 6 hours of online instruction | ||||||
| 18 | or 4 hours for insured persons who have previously completed | ||||||
| 19 | the 8-hour classroom course successfully, and
shall provide for | ||||||
| 20 | a certificate of completion. Records of certification
of course | ||||||
| 21 | completion shall be maintained in a manner acceptable to the | ||||||
| 22 | Secretary
of State.
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| 23 | (d) Any person claiming eligibility for a rate or premium | ||||||
| 24 | reduction shall
be responsible for providing to his insurance | ||||||
| 25 | company the information necessary
to determine eligibility.
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| 26 | (e) This Section shall not apply to:
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| 1 | (1) any motor vehicle which is a part of a fleet or is used | ||||||
| 2 | for commercial
purposes unless there is a regularly assigned | ||||||
| 3 | principal operator.
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| 4 | (2) any motor vehicle subject to a higher premium rate | ||||||
| 5 | because of the
insured's previous motor vehicle claim | ||||||
| 6 | experience or to any motor vehicle
whose principal operator has | ||||||
| 7 | been convicted of violating any of the
motor vehicle laws of | ||||||
| 8 | this State, until that operator
shall have maintained a driving | ||||||
| 9 | record free of
accidents and moving violations for
a continuous | ||||||
| 10 | one year period,
in which case such driver shall be eligible | ||||||
| 11 | for a reduction the remaining
2 years of the 3 year period.
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| 12 | (3) any motor vehicle whose principal operator has had his | ||||||
| 13 | drivers license
revoked or suspended for any reason by the | ||||||
| 14 | Secretary of State within the
previous 36 months.
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| 15 | (4) any policy of group automobile insurance under which | ||||||
| 16 | premiums are
broadly averaged for the group rather than | ||||||
| 17 | determined individually.
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| 18 | (Source: P.A. 82-920.)
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| 19 | Section 99. Effective date. This Act takes effect upon | ||||||
| 20 | becoming law.".
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