| ||||
| Public Act 098-0166 | ||||
| ||||
| ||||
AN ACT concerning education.
| ||||
Be it enacted by the People of the State of Illinois,
| ||||
represented in the General Assembly:
| ||||
Section 5. The School Code is amended by changing Section | ||||
22-15 as follows:
| ||||
(105 ILCS 5/22-15) (from Ch. 122, par. 22-15)
| ||||
Sec. 22-15. Insurance on athletes.
| ||||
(a) In this Section, "IHSA" means the Illinois High School | ||||
Association. | ||||
(b) A public school district maintaining grades 9 through | ||||
12 shall provide catastrophic accident insurance coverage, | ||||
with aggregate benefit limits of $3 million or 5 years, | ||||
whichever occurs first, for eligible students in grades 9 | ||||
through 12 who sustain an accidental injury while participating | ||||
in school-sponsored or school-supervised interscholastic | ||||
athletic events sanctioned by the IHSA (including direct and | ||||
uninterrupted travel to and from the athletic event as well as | ||||
during a temporary stay at the location of an athletic event | ||||
held away from the student's school) that results in medical | ||||
expenses in excess of $50,000. These benefit limits are to be | ||||
in excess of any and all other insurance, coverage or benefit, | ||||
in whatever form or designation.
Any public school that | ||||
requires students participating in school-sponsored or | ||||
school-supervised interscholastic athletic events sanctioned | ||
by the IHSA (including direct and uninterrupted travel to and | ||
from the athletic event as well as during a temporary stay at | ||
the location of an athletic event
held away from the student's | ||
school) to be covered under an individual or group policy of | ||
accident and health insurance is exempt from the requirements | ||
of this Section. | ||
Non-public schools maintaining grades 9 through 12 shall | ||
provide catastrophic accident insurance coverage, with | ||
aggregate benefit limits of $3 million or 5 years, whichever | ||
occurs first, for eligible students in grades 9 through 12 who | ||
sustain an accidental injury while participating in | ||
school-sponsored or school-supervised interscholastic athletic | ||
tournaments sanctioned by the IHSA (including direct and | ||
uninterrupted travel to and from the athletic tournament as | ||
well as during a temporary stay at the location of an athletic | ||
tournament held away from the student's school) that results in | ||
medical expenses in excess of $50,000. These benefit limits are | ||
to be in excess of any and all other insurance, coverage or | ||
benefit, in whatever form or designation. Any non-public school | ||
that requires students participating in school-sponsored or | ||
school-supervised interscholastic athletic events sanctioned | ||
by the IHSA (including direct and uninterrupted travel to and | ||
from the athletic event as well as during a temporary stay at | ||
the location of an athletic event
held away from the student's | ||
school) to be covered under an individual or group policy of | ||
accident and health insurance is exempt from the requirements | ||
of this Section. | ||
(c) The IHSA has the exclusive authority to promulgate a | ||
plan of coverage necessary to ensure compliance with this | ||
Section. The IHSA shall provide a group policy providing the | ||
coverage necessary to comply with this Section. Public school | ||
districts and non-public schools may purchase the coverage | ||
necessary to comply with this Section by participating in the | ||
group policy. | ||
Alternatively, public school districts or non-public | ||
schools that do not participate in the group policy may obtain | ||
the coverage necessary to comply with this Section from other | ||
coverage providers, but must submit to the IHSA, 60 days before | ||
the coverage inception, a certificate of insurance from the | ||
coverage provider stating that the insurance provided by the | ||
coverage provider is in compliance with the plan of coverage | ||
approved by the IHSA. A public school district that manages | ||
schools located within a city of over 500,000 inhabitants may | ||
provide the catastrophic accident insurance coverage required | ||
by this Section through a program of self-insurance, and the | ||
public school district must submit to the IHSA, 60 days before | ||
coverage inception, proof that the program is in compliance | ||
with the plan of coverage. | ||
(d) A public school district maintaining grades | ||
kindergarten through 8 may The school board of any school | ||
district may, in its discretion, provide
medical or hospital | ||
service, or both, through accident and health insurance
on a | ||
group or individual basis, or through non-profit hospital | ||
service
corporations or medical service plan corporations or | ||
both, for pupils of
the district in grades kindergarten through | ||
8 injured while participating in any athletic activity under | ||
the
jurisdiction of or sponsored or controlled by the district | ||
or the
authorities of any school thereof. The cost of such | ||
insurance or of
subscriptions to such non-profit corporations, | ||
when paid from the funds of
the district, shall, to the extent | ||
such moneys are sufficient, be paid from
moneys derived from | ||
athletic activities. To the extent that moneys derived
from | ||
athletic activities are insufficient, such cost may be paid | ||
from the
educational fund of the district. Such insurance may | ||
be purchased from or such subscriptions may be taken
in only | ||
such companies or corporations as are authorized to do business | ||
in
Illinois.
| ||
(Source: P.A. 77-1554.)
| ||
Section 99. Effective date. This Act takes effect July 1, | ||
2013.
| ||