TITLE 50: INSURANCE CHAPTER I: DEPARTMENT OF INSURANCE SUBCHAPTER z: ACCIDENT AND HEALTH INSURANCE PART 2012 LONG-TERM CARE INSURANCE The General Assembly's Illinois Administrative Code database includes only those rulemakings that have been permanently adopted. This menu will point out the Sections on which an emergency rule (valid for a maximum of 150 days, usually until replaced by a permanent rulemaking) exists. The emergency rulemaking is linked through the notation that follows the Section heading in the menu. View Entire Part Section 2012.10 Purpose Section 2012.20 Applicability and Scope Section 2012.30 Definitions Section 2012.40 Policy Definitions Section 2012.50 Policy Practices and Provisions Section 2012.55 Unintentional Lapse Section 2012.60 Required Disclosure Provisions Section 2012.62 Required Disclosure of Rating Practices to Consumers Section 2012.64 Initial Filing Requirements Section 2012.65 Prohibition Against Post Claims Underwriting Section 2012.70 Minimum Standards for Home Health and Community Care Benefits in Long-Term Care Insurance Policies Section 2012.80 Requirement to Offer Inflation Protection Section 2012.83 Incontestability Period Section 2012.86 Nonforfeiture Benefits Section 2012.90 Requirements for Application Forms and Replacement Coverage Section 2012.95 Reporting Requirements Section 2012.97 Annual Rate Certification Requirements Section 2012.100 Filing Requirement Section 2012.110 Loss Ratio Section 2012.112 Premium Rate Schedule Increases Section 2012.113 Premium Rate Schedule Increases for Policies Subject to Loss Ratio Limits Related to Original Filings Section 2012.115 Filing Requirements for Advertising Section 2012.120 Reserve Standards Section 2012.121 Producer Training Requirements Section 2012.122 Standards for Marketing Section 2012.123 Suitability Section 2012.124 Prohibition Against Preexisting Conditions and Probationary Periods in Replacement Policies or Certificates Section 2012.125 Availability of New Services or Providers Section 2012.126 Right to Reduce Coverage and Lower Premiums Section 2012.127 Nonforfeiture Benefit Requirement Section 2012.128 Standards for Benefit Triggers Section 2012.129 Additional Standards for Benefit Triggers for Qualified Long-Term Care Section 2012.130 Standard Format Outline of Coverage Requirements Section 2012.140 Requirement to Deliver Shopper's Guide Section 2012.145 Long-Term Care Insurance Partnership Program Section 2012.150 Penalties Section 2012.EXHIBIT A Replacement Notice for Other Than Direct Response Solicitations Section 2012.EXHIBIT B Replacement Notice for Direct Response Solicitations Section 2012.EXHIBIT C Standard Format Outline of Coverage Section 2012.EXHIBIT D Rescission Reporting Format Section 2012.EXHIBIT E Class of Insurance - Accident and Health (Repealed) Section 2012.EXHIBIT F Long-Term Care Insurance Personal Worksheet Section 2012.EXHIBIT G Things You Should Know Before You Buy Long-Term Care Insurance Section 2012.EXHIBIT H Long-Term Care Insurance Suitability Letter Section 2012.EXHIBIT I Claims Denial Reporting Form: Long-Term Care Insurance Section 2012.EXHIBIT J Potential Rate Increase Disclosure Section 2012.EXHIBIT K Replacement and Lapse Reporting Form Section 2012.EXHIBIT L Long-Term Care Insurance Partnership Disclosure Notice Section 2012.EXHIBIT M Long-Term Care Insurance Partnership Certification Form

AUTHORITY: Implementing and authorized by Section 351A-11 of the Illinois Insurance Code [215 ILCS 5/351A-11].

SOURCE: Adopted at 14 Ill. Reg. 10345, effective June 15, 1990; amended at 18 Ill. Reg. 2238, effective February 1, 1994; amended at 19 Ill. Reg. 2832, effective July 1, 1995; emergency amendment at 19 Ill. Reg. 8403, effective June 13, 1995; emergency expired September 1, 1995; amended at 19 Ill. Reg. 14421, effective October 3, 1995; amended at 22 Ill. Reg. 2105, effective January 6, 1998; amended at 26 Ill. Reg. 8835, effective July 1, 2002; amended at 32 Ill. Reg. 7600, effective May 5, 2008; amended at 38 Ill. Reg. 2186, effective January 2, 2014; amended at 42 Ill. Reg. 4867, effective February 27, 2018.