TITLE 89: SOCIAL SERVICES
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AUTHORITY: Partnership for Long-Term Care Act [320 ILCS 35] and Section 3(g) of the Disabled Persons Rehabilitation Act [20 ILCS 2405/3(g)].
SOURCE: Adopted at 18 Ill. Reg. 11267, effective June 30, 1994; recodified from the Department of Rehabilitation Services to the Department of Human Services at 21 Ill. Reg. 9325; amended at 22 Ill. Reg. 5890, effective March 13, 1998.
Section 688.10 Authority and Purpose
a) In conjunction with the Illinois Department on Aging, the Illinois Department of Insurance, and the Illinois Department of Public Aid, this Part is promulgated pursuant to Public Act 87-163, the Partnership for Long-Term Care Act.
b) The purpose of this regulation is to implement Public Act 87-163 and Public Act 89-525 through the establishment of a private/public Long-Term Care Insurance Program. This program will allow individuals who purchase private long-term care insurance that meets State standards, and who sustain extended periods of chronic illness that exhaust their private insurance benefits, to be eligible for continued in home support services through the Medicaid program based on their meeting specific resource eligibility requirements.
(Source: Amended at 22 Ill. Reg. 5890, effective March 13, 1998)
Section 688.20 Eligibility Requirement
An individual under age 60 whose Long-Term Care Partnership Program benefits have been exhausted shall be considered eligible for the DHS Home Services Program, as set forth in 89 Ill. Adm. Code 682, with the following exceptions:
a) points scored on the Determination of Need (DON) need only be at least 15 points on Part A of the DON, at least 10 points of which may be earned on the Mini-Mental State Exam (MMSE); and
b) Non-exempt assets:
1) cannot exceed the sum of qualifying insurance benefit payments made as the result of coverage under a Long-Term Care Partnership Insurance Policy as described in 50 Ill. Adm. Code 2018 provided that the person has received all of the qualifying insurance benefit payments that are payable under the policy plus non-exempt assets as contained within 89 Ill. Adm. Code 682.200; or
2) shall be disregarded for a person who purchased a certified Long-Term Care Partnership Insurance policy with an amount of coverage equal to, or greater than, the average of 4 years of long-term care services in a nursing facility, provided that the person has received all the qualifying insurance benefit payments that are payable under the policy.
(Source: Amended at 22 Ill. Reg. 5890, effective March 13, 1998)